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Friday, December 11, 2009

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Tuesday, December 08, 2009

Investiong in Gold and In Real Estates is better option than any other Options

Hi Folks ! You all Guys are getting shocked to discuss and read about the gold and real estate investments, I know rather this is a new topic that ever has been discussed in my blog uptill now. As the name suggests HOUCHPOUCH means the blog covers all the topics.



So, it's a first time I have been covering the entire new topic about the investments. Well, Gold is not needed for the jewellary but it is a one kind of investemnt to oppose inflation. As the price of the gold rises day by day and it has reached up to Rs 18,000/- per 10 grams and it is earmarked rise and has to be notify about it. Secondly, investment in real estates also counts.



A person taken a house at Mira Road with one bedroom hall and kitchen before 8 months at around 8 Lakhs sold at a premium of Rs 10,00,000/- within arange of 8 months.



So, there is a immense growth of wealth in these two sectors and more obiviously one has to invest a huge capital. With gold, one can buy the raw gold and also the Gold Bond issued by the government of india and commercial banks in the form of gold coins and bars and with real estate one has to buy a plot of land which costs no more than atleast 75,000/- more in the remote areas.



The other advantges of investing in Gold is it is not volatile like other currencies and it is more stable and the safest kind of investment. Secondly gold is the best security to obtain loans from the bank.

Saturday, November 14, 2009

Quiting Long Hours in Commuting

Hi Folks ! This is regarding the problem faced by the commuters in travelling.I surprised with a middle class and middle aged lady travelling in jam packed locals from her house in Vasai up to the Wadala for her vocation.

She spends nearly 2 hrs in commuting. Some people are not afford to travel as they easily get exhausted in their work and it shows low capabality and less efficiency in their output or results. Most Mumbaikars rather prefer their jobs near to their place so as to save timings in their travelling. In addition to long hours, one detoirates their health as there are many breathing diseases comes in to faray like swine flu etc and moreover the firing from their boss as getting delayed.

It's really hectic to spend long hours in commuting.Many employers especially mentioned for recruiting staff in classifieds the place they preferred like around people from the western lines or rather near by surrounding place.

In this IT world, work can also be done from the remote places as there are ways of aveneues like e mailing, video conferencing, internet, short sms's , reminders, faxes etc. so one need not to be physically present at their work place just to ease them for physically getting present. Most banking are in to on line and many transaction of banking are in the on line.

Thanks to the internet,Technolgy and Mobiles for making us free from long time in travelling.

Tuesday, October 20, 2009

Visualization For Relaxation?

Creative visualization may be used in various ways to experience true relaxation of the mind. It is by definition, positive. Removing the negative mental scenario, we emerge positive images in our minds that enable us to see our situations, even our own identities, constructively. These images help us in experiencing peace, satisfaction, happiness, love, joy etc. that are the foundations (basis) of relaxation.
Practice the basic visualization for relaxation given below:
Visualize a beautiful and real place, where you would like to be right now, if you had all the time and money in the world. We are now going to travel to that place using the power of the mind and intellect.
?
“Become aware of your body sitting here on the chair.
Do you feel heavy or light? Feel comfortable, your shoulders relaxed.
You become aware of your breathing.
What we are going to ask you to do is to go to a place, which is very special to yourself.
It may be a place, which is away outside the city; it may be a place inside a house.
It may be a place of colour and sound, which is not real at all.
Now you are sitting in that place.
Notice the colours that you can see.
The sky or ceiling or just light.
What is the texture around you? Fresh, clean or a natural place?
What are you sitting on? Something soft?
What can you hear around you?
Is there silence or are there the natural sounds of nature?
Are you walking or dancing or sitting still?
Can you see very far or is everything very close to you?
Why is it that you are enjoying the experience so much?
Why is there pleasure?
What are the feelings that you are having?
?
Now you are returning to the room,
back to this body sitting on the chair,
and writing down your relaxation experience.”??

Monday, September 28, 2009

The Life is Miserable

Hi Folks ! This is an excellent story.
ONE BEDROOM FLAT... (A Bitter Reality)
WRITTEN BY AN INDIAN SOFTWARE ENGINEER....


As the dream of most parents I had acquired a degree in Software
Engineering and joined a company based in USA, the land of braves and
opportunity. When I arrived in the USA, it was as if a dream had come
true.
Here at last I was in the place where I want to be. I decided I would be
staying in this country for about Five years in which time I would have
earned enough money to settle down in India.
My father was a government employee and after his retirement, the only
asset he could acquire was a decent one bedroom flat.

I wanted to do something more than him. I started feeling homesick and
lonely as the time passed. I used to call home and speak to my parents
every week using cheap international phone cards. Two years passed, two
years of Burgers at McDonald's and pizzas and discos and 2 years watching
the foreign exchange rate getting happy whenever the Rupee value went
down.

Finally I decided to get married. Told my parents that I have only 10
days of holidays and everything must be done within these 10 days. I got my
ticket booked in the cheapest flight. Was jubilant and was actually
enjoying hopping for gifts for all my friends back home. If I miss
anyone then there will be talks. After reaching home I spent home one week
going through all the photographs of girls and as the time was getting shorter
I was forced to select one candidate.

In-laws told me, to my surprise, that I would have to get married in 2-3
days, as I will not get anymore holidays. After the marriage, it was
time to return to USA, after giving some money to my parents and telling the
neighbors to look after them, we returned to USA.

My wife enjoyed this country for about two months and then she started
feeling lonely. The frequency of calling India increased to twice in a
week sometimes 3 times a week. Our savings started diminishing.

After two more years we started to have kids. Two lovely kids, a boy and
a girl, were gifted to us by the almighty. Every time I spoke to my
parents, they asked me to come to India so that they can see their
grand-children.

Every year I decide to go to India... But part work part monetary
conditions prevented it. Years went by and visiting India was a distant
dream. Then suddenly one day I got a message that my parents were
seriously sick. I tried but I couldn't get any holidays and thus could not go to
India ... The next message I got was my parents had passed away and as
there was no one to do the last rights the society members had done
whatever they could. I was depressed. My parents had passed away without
seeing their grand children.

After couple more years passed away, much to my children's dislike and
my wife's joy we returned to India to settle down. I started to look for a
suitable property, but to my dismay my savings were short and the
property prices had gone up during all these years. I had to return to the USA...

My wife refused to come back with me and my children refused to stay in
India... My 2 children and I returned to USA after promising my wife I
would be back for good after two years.

Time passed by, my daughter decided to get married to an American and my
son was happy living in USA... I decided that had enough and wound-up
everything and returned to India... I had just enough money to buy a
decent
02 bedroom flat in a well-developed locality.

Now I am 60 years old and the only time I go out of the flat is for the
routine visit to the nearby temple. My faithful wife has also left me
and gone to the holy abode.

Sometimes
I wondered was it worth all this?

My father, even after staying in India, Had a house to his name and I
too have the same nothing more.
I lost my parents and children for just ONE EXTRA BEDROOM.

Looking out from the window I see a lot of children dancing. This damned
cable TV has spoiled our new generation and these children are losing
their
values and culture because of it. I get occasional cards from my
children asking I am alright. Well at least they remember me.

Now perhaps after I die it will be the neighbors again who will be
performing my last rights, God Bless them.

But the question still remains 'was all this worth it?'
I am still searching for an answer.................!!!

START THINKING
IS IT JUST FOR ONE EXTRA BEDROOM???

LIFE IS BEYOND THIS .....DON'T JUST LEAVE YOUR LIFE ........ START
LIVING
IT .......

Thursday, September 17, 2009

Happiness lies in making others happy.

Hi folks ! This is indeed a good story to read on , Please spare 2 minutes to read to boost your intuitive and intellect.and moreover the spirituality and kindness for others.

Two men, both seriously ill, occupied the same hospital room. One man was allowed to sit up in his bed for an hour each afternoon to help drain the fluid from his lungs.

His bed was next to the room's only window.

The other man had to spend all his time flat on his back.
The men talked for hours on end.

They spoke of their wives and families, their homes, their jobs, their involvement in the military service, where they had been on vacation..
Every afternoon, when the man in the bed by the window could sit up, he would pass the time by describing to his roommate all the things he could see outside the window...

The man in the other bed began to live for those one hour periods where his world would be broadened and enlivened by all the activity and color of the world outside.

The window overlooked a park with a lovely lake.
Ducks and swans played on the water while children sailed their model boats. Young lovers walked arm in arm amidst flowers of every color and a fine view of the city skyline could be seen in the distance.

As the man by the window described all this in exquisite details, the man on the other side of the room would close his eyes and imagine this picturesque scene.

One warm afternoon, the man by the window described a parade passing by.

Although the other man could not hear the band - he could see it in his mind's eye as the gentleman by the window portrayed it with descriptive words.
Days, weeks and months passed.

One morning, the day nurse arrived to bring water for their baths only to find the lifeless body of the man by the window, who had died peacefully in his sleep.

She was saddened and called the hospital attendants to take the body away.

As soon as it seemed appropriate, the other man asked if he could be moved next to the window. The nurse was happy to make the switch, and after making sure he was comfortable, she left him alone.

Slowly, painfully, he propped himself up on one elbow to take his first look at the real world outside.
He strained to slowly turn to look out the window besides the bed.

It faced a blank wall.

The man asked the nurse what could have compelled his deceased roommate who had described such wonderful things outside this window.

The nurse responded that the man was blind and could not even see the wall.

She said, 'Perhaps he just wanted to encourage you.'

Epilogue:

There is tremendous happiness in making others happy, despite our own situations.


Shared grief is half the sorrow, but happiness when shared, is doubled.

If you want to feel rich, just count all the things you have that money can't buy.

'Today is a gift, that is why it is called The Present .'

Monday, August 24, 2009

More fun in less Expenditure

Hi folks ! I like to control my expenses as much as possible. I value my each and every coin of money and takes the perfect utility from a single paise, and why not this is our hard earned money.

I pay my utility bills from on line to save my time to stand in serpentine queues. Nevertheless I am searching in Google search for discounts and rebates and came across with visabillpay who gives 5 % discount on all your utility bills when you make from your visa Debit card.

My friend who was having the laptop is using full fledged doing business of share trading and earning enormous profit. Another Friend of mine is using his old bike to save his money and when asked he said that I am quite satisfied with his old bike and why not his purpose of travelling is getting solved and why to purchase expensive bike so as to show it off to others.

To enjoy the life is to live in a simple way. Fame, glory, arrogantness kills your happiness from inside. people spend extravagant amount and used only in single day. My friend always used to go for picnics, outings, holidays and when asked he said that I don't used an entire amount in a short span of time rather I spread out so that i can take the full advantage out of it. He had planned to go to UAE but as he decided afterwards that why to spend such a substantial amount at one go, instead he travelled in different parts of india and made his travel and holidays more enjoyable and everlasting. With the same amount he had travelled 7 to 8 places in india rather than going at one place i.e UAE.

Happiness comes from inside, but people think that to show off to others so as to know to others that they are also wealthy and of highly status by throwing huge wedding parties, ceremonies and in performing rituals.